Your Entire Financial Life Working Together
Financial planning is the coordination of every part of your wealth: investments, taxes, estate planning, insurance, and retirement, to help you reach your goals.
At Local Wealth Management, we take the complexity out of wealth management by connecting each area of your financial life into one clear, actionable plan. You get a single, trusted advisor who understands the big picture and the small details so your money works harder, and you worry less.
A Simple, Proven Process
Whether you’re a career professional, preparing to retire, or enjoying retirement, our process keeps things clear and actionable
Discover
Understand your goals, values, and current financial picture
Plan
Design a coordinated strategy across all areas of wealth management
Implement & Adjust
Put your plan into action and adapt over time
Retirement Planning
Plan your cash flow and savings today so your future self has financial freedom. We help you create a retirement income strategy that balances security, flexibility, and tax efficiency.
Investment Management
A disciplined, personalized strategy to grow and protect your wealth. Our approach is tailored to your goals, risk tolerance, and time horizon — no cookie-cutter portfolios.
Strategic Tax Planning
The U.S. Tax code and how the IRS implements it is very complex and ever-changing. We can help you find opportunities to increase your savings by minimizing your tax liability.
Estate & Legacy Planning
Plan your legacy and ensure your assets are distributed according to your wishes. We coordinate with estate attorneys to help create a plan that’s clear, efficient, and tax-smart.
Risk Management & Insurance
Help safeguard your wealth against life’s uncertainties. From life insurance to liability coverage, we design protection strategies that fit your overall plan.
Education & family support
Whether planning for special needs, loved ones, a child's education, or the care for an aging parent, we help design strategies with understanding and utmost care.
Your Life, All Working Together
Most advisors look at each area of your finances in isolation. We coordinate every aspect — investments, taxes, estate planning, insurance, and retirement — so each decision supports the others. This integration saves you time, reduces stress, and increases your long-term results.
Flat Fee. Fee-Only. 100% Transparent.
No percentage of asset fee. No commissions. Just one, clear, flat fee. You’ll always know what you’re paying, for the value you deserve.
Guiding Principle
Financial planning involves coordinating many areas of your financial life, such as estate planning, tax considerations, investment management, and insurance. Too often, these pieces are managed separately, with little communication between professionals. At Local Wealth Management, our role is to take a comprehensive view of your situation and help align each area so that they work together in support of your goals.
Financial Planning FAQ
What's the difference between financial planning and just having my investments managed?
Financial planning is coordinating investments, taxes, estate planning, insurance, and retirement into one actionable plan that evolves with your life.
Investment management is the intentional design of your portfolio based on your goals, preferences, and risk tolerance.
How do I know if all my financial decisions are actually working together?
Most people think they need separate advisors for different things – someone for investments, someone for taxes, and someone for insurance. That approach leaves you isolated.
Everything should flow through one comprehensive financial plan. When your situation changes, your plan changes. That requires an ongoing relationship, not a one-time conversation.
Why should I trust another financial advisor when the industry has so many problems?
We recognize that many people have concerns about the financial services industry, particularly around transparency and advisor incentives. That’s why at Local Wealth Management, we use a flat-fee, fee-only structure and operate as fiduciaries, placing our clients’ interests at the center of the planning process.